Kari Desai is the Vice President of Product Development at CNO Financial Group, where she leads the enterprise-wide design and execution of insurance product development across the Consumer and Worksite Divisions. Since joining CNO in 2022, Kari has overseen the end-to-end creation and enhancement of products across multiple product lines and brands, shaping product roadmaps that balance market opportunity, customer needs, and cross-functional execution.
She leads a team of insurance product development professionals focused on bringing innovative and financially sound products to market.
Kari's career spans more than 20 years in the insurance and financial services industry, including leadership roles at Northwestern Mutual and New York Life. Her background includes product management, financial analysis, financial services distribution, and customer analytics, providing a holistic view of how strategy, operational readiness, and customer value intersect.
EDUCATION & PROFESSIONAL INVOLVEMENT
She is a graduate of the 2015 FWA Pacesetter Cohort, an experience that placed her in a group of like-minded women across the financial community. Through the program, she received executive coaching, mentorship, and professional development designed to strengthen leadership skills and accelerate career growth. Kari earned her MBA from The George Washington University and her BBA in International Finance and Marketing from the University of Miami.
She is an active member of the LIMRA Life Insurance Product Development Study Group and contributes her expertise to industry conversations around product innovation and consumer needs. Outside of work, she lives in Delray Beach, Florida, with her husband and two children, sings with the Schola Cantorum of Florida community choir, and serves on its board.
FWA JOURNEY
I first joined the Financial Women's Association shortly after moving to New York City in my early 20s. I was new to the city and looking to build both my professional and personal network. I visited several different networking organizations, but the FWA immediately stood out as a community of authentic and supportive members who genuinely wanted to help one another grow.
To deepen my involvement and meet new and prospective members, I joined the FWA Membership Committee. Welcoming others into the organization helped me build my own network and gave me a strong foundation during those early years in New York. One of the most memorable experiences of my FWA journey was being selected as a 2015 FWA Pacesetter. The Pacesetter Program provided coaching, mentorship, and leadership development experiences that broadened my perspective and strengthened my executive presence. The program placed me in a cohort of talented, like-minded women—many of whom continue to be part of my professional support system today.
EXECUTIVE PRESENCE
A standout moment from the Pacesetter sessions focused on executive presence, drawing from Amy Cuddy's work on Power Poses. In that workshop, we explored how body language can influence mindset and confidence and how sometimes you can "fake it until you become it". That session left a lasting mark on me. It helped me understand that confidence is not just an internal state but something you can cultivate intentionally through practice, posture, and self-belief. I still practice Power Posing whenever I am headed into a presentation or negotiation where I feel I could use a little extra confidence!
Joining the FWA was far more than a way to build a network—it became part of a lifelong professional community that continues to shape my leadership journey. Through the FWA, I have gained more confidence in myself, in large part because of the consistent support I received from FWA members, mentors, and peers. During a period when I was navigating career advancement while also starting a family, I felt supported by a community that understood the complexity of balancing both. I often tell others I felt "bubble-wrapped" by my FWA community during the early years of navigating career and a young family.
OPPORTUNITIES & RELOCATION
The organization also opened doors to opportunities I might never have pursued on my own, including presenting at large events and even attending the NASDAQ Opening Bell.
In 2018, my family and I relocated to Florida. To continue nurturing my network, I joined two FWA committees: the FWA Florida Committee and the FWA Pacesetter Alumni Committee. Both committees are focused on enhancing engagement for members by creating opportunities for connection, development, and meaningful involvement regardless of location. These committee roles have allowed me to connect to the FWA community in a different capacity than I had while living in NYC.
The relationships I've built through the FWA have offered encouragement, perspective, and support. The organization has strengthened my leadership voice, expanded my network, and given me a deeper sense of purpose as I support other women in return.
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Discover More FWA Voices
Explore the recently-released features below, or click here to view the full collection of FWA Voices.
Lily Klebanoff Blake
Lily Klebanoff Blake has over 20 years of experience working in emerging markets. Currently, she is the President of Klebanoff International, a business consultancy focused on the countries of the Former Soviet Union and China. Prior to that, Lily was the Executive Director of the American Medical Consortium, which facilitated entry of Fortune 500 companies (Colgate-Palmolive, Hewlett Packard, Pfizer, and Amoco) into the Soviet market.
Laura Smith Dunaief
After building a successful 20-year career in retail and wholesale financial services, Laura Smith Dunaief made a bold pivot. In 2003, she launched CareerCraft, a consultancy focused on helping organizations strengthen leadership, communication, change management, and relationship-building skills.
Nancy Ancovitz
Nancy Ancowitz prepares senior leaders and rising talent for high-stakes presentations, meetings, and interviews where crisp communication shapes outcomes. As a career strategist and trusted advisor, she partners with clients and graduate students to prepare for consequential leadership moments.
Kari Desai
Kari Desai is the Vice President of Product Development at CNO Financial Group, where she leads the enterprise-wide design and execution of insurance product development across the Consumer and Worksite Divisions. Since joining CNO in 2022, Kari has overseen the end-to-end creation and enhancement of products across multiple product lines and brands, shaping product roadmaps that balance market opportunity, customer needs, and cross-functional execution.
Kristel Philogene
Kristel Philogene is an accomplished business leader at BNY, located in New York, and known for leading cross-functional initiatives that enhance regulatory risk governance. She collaborates closely with senior stakeholders to design and implement scalable frameworks aimed at reducing regulatory risk while supporting efficient and reliable operational delivery. Kristel is recognized for her pragmatic, results-oriented leadership, aligning teams around measurable objectives, fostering accountability, and advancing organizational effectiveness.
Darcy Flanders
Darcy Ann Flanders is a seasoned professional in the creative services industry, renowned for her expertise in financial branding, design and communication. As an early entrepreneur her career spans over three decades, during which time she has played a pivotal role in enhancing the effectiveness of financial messaging for her clients.
Elizabeth Green
Elizabeth Green is the Director of Global Brand Value Chain for Clinique at The Estée Lauder Companies. With over 15 years of experience in the consumer goods and supply chain industries, she brings a strong passion for beauty and luxury goods to her role.
Jenn Feliberty
Jenn grew up in the family business. When most teens were invited to Quinceañera parties, she was the one organizing the contracts in Spanish & English. She realized that she could serve the business more as a financial specialist than going anywhere near the glue gun. She graduated with a BA in Psychology from Buffalo and a Masters in Finance from University of Rochester Simon Business School.
Marie-Helene Kennedy-Payen
"Serving is an honor and a vote of confidence. When we're given the opportunity to volunteer, it means others trust us to carry forward a mission that matters. We're not just filling a role, we're being entrusted with meaningful work, a privilege that reflects belief in our dedication and our ability to advance a purpose larger than ourselves."
Richard Hartman
I am Richard Hartman, a Business Consultant forged in the crucible of the Employee Benefits and Risk Management sectors, an industry leader in the vibrant realms of Food & Beverage and Hospitality. My story began in 1979, stepping into the insurance arena fresh out of college, eager to make my mark.
Hermina 'Nina' Batson
Resilience and perseverance are the two traits that have come to epitomize Hermina 'Nina' Batson, a strategic, mission-driven global executive recognized for her impressive track record in financial services and regulatory engagement. As a senior business leader, Nina possesses invaluable expertise and a distinguished background in regulatory relations, risk management, corporate finance, and successful securitization deals.
Leya Yusupov
Hi, my name is Leya Yusupov, and I am truly honored to be one of the voices of the Financial Women’s Association (FWA)! I was born in the former Soviet Union. When the Soviet Union collapsed my family immigrated to the United States as religious refugees. We left everything behind in search of freedom, opportunity, and a place where we could practice our faith openly. Our journey was not easy—we spent seven months in Austria and Italy before finally arriving in the U.S.—but we never lost hope in the American dream.
Tara Smith
Tara’s journey has been shaped by a genuine passion for people and possibility. From the earliest days of her career, she discovered that she loved helping others grow - whether that meant guiding colleagues through challenges, finding a new role, or designing programs that unlocked potential. Over the years, she has built a reputation as a trusted advisor who combines business acumen with empathy, always keeping both organizational goals and individual needs in focus.
Maria Maris
From a young woman stepping off a plane into a country she had never seen, armed only with determination and an unshakable belief in possibility, Maria C. Maris has built a career that spans continents, industries, and transformations. Today, she is a global human resources executive and transformation leader with over twenty years of experience guiding multinational organizations through change — from pre-IPO readiness to large-scale global integrations.
Albana Theka
Albana Theka is a visionary leader in data, analytics, and finance who blends her passion for technology with a proven record in healthcare finance. Raised in a small city in southern Albania, Albana arrived in the United States at the age of 17—alone, hopeful, and determined to build a brighter future. Her parents, drawing strength from a tumultuous era in Albanian history, sent her across the world on a $6,000 loan—a life-altering leap of faith.














